• QUESTION - IT SOUNDS TO GOOD TO BE TRUE . . . . HOW CAN NHAS HELP ME BUY A HOME WITH NO MONEY DOWN?

  ANSWER - USING VARIOUS GOVERNMENT LOANS AND QUALIFIED REAL ESTATE NEGOTIATORS, NHAS IS ABLE TO HELP YOU GET INTO A HOME WITH NO MONEY DOWN, OTHER THAN AN AMOUNT EQUAL TO THE CLOSING COSTS.

• QUESTION - WHAT DO CLOSING COSTS CONSIST OF?

  ANSWER - CLOSING COSTS INCLUDE: PRE-PAID TAXES, PRE-PAID INSURANCE AND AN OWNERS TITLE POLICY. THESE COSTS ARE NORMALLY PAID FOR BUY THE BUYER.

• QUESTION - WHAT HAPPENS WHEN I SEND IN THE CREDIT RELEASE AUTHORIZATION AND THE ADDITIONAL FINANCIAL INFORMATION NEEDED TO DETERMINE THE PRICE HOME I CAN BUY?

  ANSWER - THE OPERATIONS DEPARTMENT RUNS THE CREDIT REPORTS EACH DAY ON ALL RELEASES RECEIVED IN THE INCOMING MAIL OR FAX. EACH REPORT IS REVIEWED AND A DETERMINATION IS MADE AS TO THE PRICE RANGE HOME YOU SHOULD BE ABLE TO BUY. A FINAL DETERMINATION IS MADE BY A LICENSED MORTGAGE BROKER. YOU WILL THEN RECEIVE A LETTER ADVISING YOU ALONG WITH THE NAME OF A APPROVED LICENSED REAL ESTATE BROKER WHO WILL PREVIEW HOMES FOR YOU AND THEN GET IN TOUCH WITH YOU.

• QUESTION - WILL ALL THE HOMES WE'RE SHOWN BE FIXER UPPERS?

  ANSWER - ABSOLUTELY NOT. YOU'LL BE SHOWN ANY HOME WITHIN YOUR PRICE RANGE THAT IS ON THE MULTIPLE LISTING SERVICE WHICH CAN EVEN INCLUDE BRAND NEW HOMES.

• QUESTION - HOW LONG DOES IT TAKE FROM THE TIME I FIND A HOME UNTIL I CAN MOVE IN?

  ANSWER - THE AVERAGE ESCROW TAKES AROUND 30 TO 45 DAYS.

• QUESTION - WHAT IF I HAVE MORE QUESTIONS THAN ARE ANSWERED HERE ON YOUR FAQ'S.
• ANSWER - SIMPLY CLICK ON THE E-MAIL LINK BELOW. ONE OF OUR STAFF WILL ANSWER YOUR QUESTIONS ASAP.

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